When I went to use the 10th folder, it was caked in debris, dirt, goop and who knows what it was, on the outside and all within the inside, including deep into the clear pockets

As expected except item was delayed and had a tear in the front clear pocket

The front cover has a transparent pocket, full-size, so you can slip in a label, photo or whatever.

Very durable and the outside pockets make it easy to change the labels of the binder as needed.

The clear insert pocket is good for a month calendar or picture