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Whether one is a student or a teacher or business person who has temporary paper files or whatever.... this is an excellent product
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In sum, this is a good product
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I strongly suspect these reviews might have received a defective product or perhaps they were using cheap paper that was not hole-punched properly as the opening/closing tab on my binder didn't interfere at all when I would flip pages.
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All around great product.
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This product appears very sturdy.
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Your question: do you require a good product, one likely to last for quite a while
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All in all, this is a good product, if it didn't click when I open