and i was crossing a street and the ring hold came right off the phone and my almost 5 month old phone fell face down on the street and broke the screen.

otherwise I may have dropped and cracked my screen

(I don't like risking scratching my screen)

Even with a case eventually, she breaks the screen.

The car was a different story, as due to any looseness of the ring, the phone would rock downwards so that the screen was unreadable